Dental Insurance – Mineola, NY

Getting the Care You Need at Affordable Costs

Many families rely on dental insurance to pay for dental care, but navigating your benefits and trying to figure out your coverage can be confusing and time-consuming. Luckily, the helpful front desk staff at Meadowbrook Dental Care in Mineola are experts at working with a variety of dental insurance policies and helping patients get the most out of their benefits. Before you call to set up an appointment, take the time to review some basic dental insurance information below.


Understanding How Dental Insurance Works

Dental team member talking to a patient about dental insurance in Mineola

Dental insurance is designed to encourage patients to prevent oral health problems from occurring in the first place. Checkups, cleanings, and other preventive services will receive more coverage than restorative treatments. Also, every dental insurance plan has an annual maximum that puts a ceiling on how much your insurance policy is willing to pay for dental services every year. You’ll also need to meet your deductible before your plan begins offering any coverage at all.

What Your Dental Insurance Plan Covers

Hands holding paper cutout of family of four

Your insurance plan might be structured differently, but most policies offer 100-80-50 coverage as follows:

  • 100 percent coverage for biannual checkups, cleanings, and other preventive services.
  • 80 percent coverage for fillings and other basic treatments.
  • 50 percent coverage for extractions and other invasive procedures.

Each plan is different, and some might classify certain procedures differently. We encourage you to contact your insurance plan provider to clarify the specifics of your plan before you visit our dental office.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Smiling woman in dental chair

When you first make an appointment at our dental office, you’ll want to check whether we are in-network with your insurance provider. Being in-network means that we have personally negotiated with the companies in question to provide our services at discounted rates, and the savings are passed on to you. Out-of-network plans are also welcome, and we are happy to file the necessary claims on your behalf so that you won’t have anything to worry about.