Many families rely on dental insurance to pay for dental care, but navigating your benefits and trying to figure out your coverage can be confusing and time-consuming. Luckily, the helpful front desk staff at Meadowbrook Dental Care are experts at working with a variety of dental insurance policies and helping patients get the most out of your benefits. Before you call to set up an appointment, take the time to review some basic insurance information below.
Dental insurance is designed to encourage patients to prevent oral health problems from occurring in the first place. Checkups, cleanings, and other preventive services will receive more coverage than restorative treatments. Also, every dental insurance plan has an annual maximum that puts a ceiling on how much your insurance policy is willing to pay for dental services every year. You’ll also need to meet your deductible before your plan begins offering any coverage at all.
Your insurance plan might be structured differently, but most policies offer 100-80-50 coverage as follows:
Each plan is different, and some might classify certain procedures differently. We encourage you to contact your insurance plan provider to clarify the specifics of your plan before you visit our dental office.
When you first make an appointment at our dental office, you’ll want to check whether we are in-network with your insurance provider. Being in-network means that we have personally negotiated with the companies in question to provide our services at discounted rates, and the savings are passed on to you. Out-of-network plans are also welcome, and we are happy to file the necessary claims on your behalf so that you won’t have anything to worry about.